FAQs

What do I have to do to get an installment loan?

Please fill out our fast application form. Once approved, you will be contacted by the experienced and friendly agent to complete the deal.

How long does the whole process take?

Our process only takes up to 10 minutes from start to finish. Our one-page application form is very easy and convenient.

How much can I borrow?

You can borrow any amount up to $3,000 depending on your personal circumstances and your previous loans provided by SmartInstallmentLoans.com.

What are installment loans usually used for?

You can use your installment loans for any purposes completely up to you. However, typically the installment loans are obtained to cover emergency expenses, urgent bills. We don’t ask our applicants about your purposes.

What information do you need?

You will have to provide the following basic personal, employment and bank details:

Your name
Your date of birth and home address
Your employment information
Your contact phone and email
Your bank account information

I don’t have a checking account – can I still apply?

No. You must have a valid checking account in order to pay back your installment loan.

I don’t want to fax anything – can I still qualify?

Yes. SmartInstallmentLoans.com is 100% online service and we don’t require to fax us any statements.

What’s your application fee?

Our online application is free of charge. There is no application or processing fee.

When I will receive my money?

The funds will be transferred to your bank account within 24 hours of your application approval. However, some banks may take up to 2 working days to process the money transfer.

How do I pay back my installment loan?

This process is very simple. On the due dates a part of principal amount and financial fee will be deducted from your bank account. The repayments will be based on your personal repayment schedule.

Can I have two installment loans at the same time?

No. You must pay back your current short term loan before applying for a new one. Please be responsible and make sure to repay your outstanding installment loan on time.

I don’t have enough cash to pay back my loan on time, what do I do?

Please contact us to find a right solution for repaying your installment loans. We’ll be glad to help you with a loan extension.